Navigating Car Accidents Caused by Medical Emergencies

When a medical emergency causes a car accident, the driver who suffered the emergency is often not held liable under the sudden medical emergency doctrine.

12/2/20242 min read

What Is the Sudden Medical Emergency Doctrine?

The sudden medical emergency doctrine prevents a driver from being found negligent if an unforeseen medical event causes them to lose control of their vehicle. This defense typically applies when a driver experiences an abrupt and unforeseeable medical issue, such as a seizure or heart attack, that renders them unable to operate the vehicle safely.

Proving a Sudden Emergency Defense

To successfully claim a sudden medical emergency defense, the driver must demonstrate the following:

  • The medical event was unexpected and unforeseeable.

  • The driver had no prior knowledge of a condition that could have led to the emergency.

  • The loss of control occurred suddenly and directly caused the accident.

This defense requires substantial medical evidence, including hospital records, diagnostic reports, and expert testimony. Good car accident lawyers in St. Louis can help evaluate the legitimacy of these claims and their impact on your case.

Common Medical Emergencies Leading to Car Accidents

Examples of medical conditions that may trigger a sudden emergency defense include:

  • Heart attack

  • Seizure

  • Stroke

  • Fainting

  • Diabetic emergencies

  • Other unforeseen medical conditions

Challenges in Sudden Medical Emergency Cases

If you are the plaintiff in a case where the defendant claims a sudden medical emergency defense, proving negligence can be difficult. St. Louis personal injury attorneys will analyze factors such as the driver’s medical history, the timing of the emergency, and whether they should have reasonably refrained from driving.

How St. Louis Personal Injury Attorneys Can Help

When facing a car accident case involving a medical emergency, St. Louis car accident lawyers or a personal injury attorney in St. Louis can provide invaluable assistance by:

  • Investigating the driver’s medical history to determine if the emergency was foreseeable.

  • Gathering evidence, including medical records, accident reports, and witness statements.

  • Negotiate with insurance companies to secure fair compensation for injuries and losses.

Insurance and Liability Considerations in Missouri

Missouri follows a fault-based insurance system. If a driver causes a car accident due to negligence, their insurance must cover the damages. However, if the defendant successfully proves a sudden medical emergency, they may not be liable. This can leave plaintiffs struggling to recover damages without the help of skilled trucking accident lawyers or a car accident lawyer in Missouri.

Protect Your Rights After a Car Accident

Whether you are defending against or pursuing a claim involving the sudden medical emergency doctrine, having the proper legal support is essential. St. Louis personal injury attorneys can protect your rights, help you navigate the complexities of Missouri’s fault laws, and secure the compensation you deserve.

If you’ve been involved in a car accident caused by a medical emergency, contact a trusted St. Louis accident lawyer today to explore your options and protect your interests.

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